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Old 02-15-2007, 12:24 AM  
KrisKross
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Join Date: Jan 2006
Location: Canada
Posts: 5,025
One of the main reasons I keep my day job is for the benefits such as dental and medical insurance. My insurance benefits don't cost me a cent and I get 100% coverage on minor work (cleanings, fillings, x-rays, root canals), 90% on major work (extractions, bridges, crowns, etc) and 50% on orthodontics.

As a kid/teen, I kept poor care of my teeth. Though I may not like I look like a meth addict when I smile, many of my molars are either fractured or have cavities. Last year alone, I had nearly $3000 of dental work covered by my insurance. I literally walk in to the dentist's office, get the work done, schedule my next appointment and then walk out. Nothing to pay, nothing to sign. It's great. This year, I have upwards of $10000-$12000 worth of work planned. Wisdom teeth removal, crowns on root canals, implants, etc. It'll only cost me approx. $1000.

My medical insurance covers drugs at 90% and eyewear up to $400/year. So my painkillers after my wisdom teeth removal will only cost me about $4. My contacts and new glasses are all covered. Hell, I even get massages covered. All in all, my benefits save me several thousand a year.
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