Quote:
Originally Posted by beckie
How much are you paying every month for that? I honestly hate my insurance company and I hate paying 50% for my prescriptions.
And who is your rep? Mine didn't even want to get into BCBS.
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Well I am a male in the 30-34/35 age bracket. So I think I am $181 a month. But you are billed bi monthly for some reason. But whatever. It comes out to $363 and change.
Trust me. My rep went over BCBS because I persisted, but he kept pushing the other flavors. However, when I was with Ameritech/SBC/TDS for the 8 years in telco after college. I had always had BCBS for insurance. I was always happy with them, so I wanted to go back with them once business took off.
They were one of the more expensive, but I didn't care. If you sit there listening to the true differences between the companies on deductables, caps, and so on. You start to see that the cheaper is not always better. I suppose if you are only looking for major medical, that may be a cheap way to go. But I hate the hastle of dealing, changing, and all that shit. So I spent the better part of a day with my rep to hear all the comparisons.
Even then I still went with BCBS. I do not think they make as much, and even at the end he was still talking about the others plans. But in all fairness. When I asked about BCBS stuff, he gave me the info. He did go over all the plans, it was just obvious his commission was better with some than others.
I went through an independant.. Gary Strefling, United Alliance Insurance, 269.321.0295
I am not sure the percentage on the scripts. But I have never paid more than $5/10 per for all of the different one's I had last year. I do know that whatever he had quoted me on that was wrong. I thought he had said something about 50% when we talked. But when I was getting my perscriptions filled at Walgreen's, I was only paying between $5-10.
Hope this helps tootsie.
