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im in same position... my advice is, get a nice house $500-700k (depense on the area of course), and do whatever it takes to pay it off... once it's payed off THEN you can relax and snowboard all day and take it easy... house is where you live, so you will never loose that, all other toys don't metter much... another advice is, nometter how much you're making, save 60% of that, even if you're making 10k a week, you save it, save enough for all your expenses, mortgage/car/going out/food/bills/cell/etc/etc for like 2-3 years (saving for only 5 months is nothing, thats too short)... once you saved up for rainy days, THEN you can go buy your ferrari or whatever... the more you make the more you will spend, so its important to have money to fall back on
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