Quote:
Originally Posted by Mr Cashman 23
I Live in in NY
and this is the info on my credit report
Account Name: CAP ONE BK CAPITAL ONE
Account Number: XXXXXXXXX XXXXXXXX
Acct Type: Credit Card - Revolving Terms Revolving or Option
Acct Status: Closed Closed
Monthly Payment:
Date Open: 9/1/2000 9/1/2000
Balance: $1,230.00 $1,220.00
Terms: Revolving
High Balance: $1,230.00 $608.00
Limit:
Past Due: $1,230.00 $1,220.00
Payment Status: Charge-off Bad debt & placed for collection & skip
Comments: Credit line closed-grantor request-reported by subscriber
CHARGED OFF ACCOUNT
ACCOUNT CLOSED BY CREDIT GRANTOR
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pay it off you can mostlikly even pay off a percentage and make sure whoever you talk to agrees to issue you a satisfaction letter or ask for a letter of deletion as its anyway gonna be gone september of this year, you need to forward that to the reporting agencies
The big problem with cap one is they dont report a limit in your case it dont matter but in general having a capone car will = 15-25 points less on your score because of the no limit thing not that they will issue you a card anytime soon lol