Quote:
Originally Posted by JayDeeZee
My Fiancee is a bill collector
She says once you've defaulted to R9 there's no recovering the status. Paying an account in full may increase your fico score by a few points, however, She'd recommend you save a few bucks and go with the settlement.
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Thats not true at all. A settlement is viewed just as close to the same as a full chargeoff. Paid in full is just that, paid in full. The points difference is quite a bit different.