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		 The chathost takes the brunt of bullshit.  If it never collects..he/she never gets paid.  Ifriends does not allow the hosts to see if the person ever pays either.  If it collects at first then comes up a "fraudelent" transaction later..it comes out of the hosts next paycheck. 
 
Yes, you could do something like that..guys do all the time. 
		
	
		
		
		
		
		
	
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