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I think we all have ideas of what is *late* and maybe with me living in Canada I am more patient with checks. I get checks from CCBill either on Mon, Tues, or Wed like clockwork. Late to me is if it comes the following Monday.
I'm not here to tell anyone how to run their lives, but if your check from CCBill arriving one day later in your mailbox is a tragedy on a regular basis, then I would suggest better budget control. Have extram money in your accounts so you can live as normal for at least a couple of weeks without having to touch investments or savings accounts
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