Quote:
Originally posted by SunTzu
Cormac, nice to see a processor ask for suggestions 
I've been hoping one of the bigger processors would do a better job at check processing. Something has got to be better than the "lets cash it and see if it bounces" method of check verification.
Why not use a combination of #1 and 2.. Try doing real-time verification of checks using Experian and StarCheck and offer instant access for those. Then for any checks that can't be verified, hold them until they clear.
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netbilling does experian and starcheck but as far as I can tell it doesnt work. I have pending transactions that are 3 weeks old.
