Last night somebody hit my car in a parking lot then took off. Did about a grand in damage....No security cams in the lot.
So, I called my insurance company today and asked them about my coverage for such a thing. I have a $1000 deductible so fuck reporting it and raising my rates...right?
Wrong.
According to my policy, if I don't report it then they can cancel me. But why in the hell would I report a grand worth of damage if the deductible is about the same?
So they can jack my rate at renewal time.
Fucked from the driver who hit me then fucked again by the insurance company.
Merry fucking Christmas to me.
Fucking bastards.