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I remember seeing on a current affairs story that a bank accidentally deposited $120k into a woman's account. She transferred some to another account then back to see if it was real. The bank found the error quickly (or she reported it, can't remember) but they refused to refund the tax that our state govt used to impose on deposits... which included electronic transfers. From memory it was something like $800 (x2) she had to cough up because of the bank's error.
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