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You need to...
1. Send a "Cease and Desist" communications letter (certified)
2. Dispute the debt in writing and refuse to pay
3. Keep a log by your phone and record any and all communication from them. Person, date, etc..
4. Call them and try to get in touch with someone higher up the food chain (difficult to do)
5. If you have caller ID, make sure you save the number and date of their calls.
6. If you have the ability to record the actual conversation, do it. In some states you have to tell them that the conversation is being recorded.
7. Let them know that you are educated in collection laws. Remind them that the collector can be sued as an individual and seperately from the company. Use words like "harrasement", "third party disclosure", etc..
Good Luck!
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