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Peaches · 12-04-2002, 02:43 PM

First off, note that the FDCPA only pertains to third party collectors. If the person contacting you works for the original company, then all bets are off.

If they are indeed a collection agency and the FDCPA applies to them, I'm unaware that a collector is not allowed to contact you more than 1 time per day pertaining to the same debt. But if it's there, print it out and make recordings of the conversations (if legal in your state) for proof.

If she wants the calls to stop, it's best to send a letter return receipt requested than telling them over the phone. If you have proof that this is why she was let go from work, then get that.

Again, if this is the original company, then the FDCPA doesn't apply. If it's a 3rd party collector, you can sue them, but you need an attorney.

You also need to straighten out where the magazines are being sent - I'd do that directly with the magazines, not the collector.

12-04-2002, 02:43 PM
Peaches Old broad Join Date: Oct 2002 Location: Away Posts: 13,933	First off, note that the FDCPA only pertains to third party collectors. If the person contacting you works for the original company, then all bets are off. If they are indeed a collection agency and the FDCPA applies to them, I'm unaware that a collector is not allowed to contact you more than 1 time per day pertaining to the same debt. But if it's there, print it out and make recordings of the conversations (if legal in your state) for proof. If she wants the calls to stop, it's best to send a letter return receipt requested than telling them over the phone. If you have proof that this is why she was let go from work, then get that. Again, if this is the original company, then the FDCPA doesn't apply. If it's a 3rd party collector, you can sue them, but you need an attorney. You also need to straighten out where the magazines are being sent - I'd do that directly with the magazines, not the collector.