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					Originally Posted by Enforcer  Well I have not said any thing negative about paymond any where, and have not been bugging them, but to day I discover I can no longer login my account, and many of their pages can not be found, no longer on line. I would think they should have a explaination on their main page but nothing, just a forbidden message. I'm wondering if they simply blocked my IP or if their pages are really forbidden for all. | 
	
 I go away for a few days and all hell breaks loose -- LOL!
Our esteemed friend Barefoot has done our little world a huge favour by helping to reveal the REAL Howie behind Paymonde's dead air and Xbiz's unconscionable flacking and, pals, I think we owe this excellent gentleman a large debt of gratitude.
And now once again into the lurch...
Howie has shown himself to be not merely an illiterate thug and boorish bully, but more to the point, a sanctimonious hypocrite who even now -- after weeks of outrageous business practice and out-and-out deception -- is perfectly capable and willing to continue his fraudulent and illegitimate behaviour no matter what the cost to his reputation or to the poor souls who trusted him and his unsavoury confreres.
In another setting, this would pass as farce or black comedy, but with (as he admits) the lives and livelihood of thousands of webmasters and site owners in the balance, Howie's macabre bravado and insolence is nothing less than a devastating indictment of his moral (as well as literal) bankruptcy.
My friend Barefoot (as well as many others) has already made the point that this entire situation was created by, for and because of Howie. It was HIS refusal to tell the truth to his clients, HIS reluctance to answer the charges levelled against him here and elsewhere, HIS decision to deny his clients access to their accounts and records, HIS unwillingness to disburse the funds he had accepted in trust that created this situation. 
Sorry Howie boy, but it was not Barefootsies nor the estimable Webby nor me nor anyone else who created this disgusting mess. It was you and your loathesome pals who chose of your free will (and with malice aforethought) to, first, lie to your clients (the now infamous "technical problems" with Mastercard), then -- when challenged here -- to issue ONE and ONE only notice that your bank could not/would not accept MC and that pay-outs would be "temporarily" delayed and, finally, to stand dead mute for week-in and week-out whilst paying no one (or only a "chosen few"). This is your nightmare, buddyboy, you made, you own it.
But oh what arrogance to dare to shift the blame to those of us who trusted in you and believed in your good faith! Shame shame shame Howie, shame on you for daring to suggest that we -- to whom you presented yourself as a person worthy of respect and trust -- ought to have kept our mouths shut when you yourself were silent and when you were lining your own pockets with our hard-earned funds.
On one account you are right. You are NOT "Howie", you are now and forever more SCUMBAG, LOSER, THIEF. You have been convicted out of your own illiterate mouth, hoist on your own vulgar and grotesque petard. You have no power over me nor can you extort silence with promises of paying me my own money. 
You need help, friend, and I pray earnestly you find it.
 I cannot help but agree with others that it seems highly likely that this fraud was calculated long in advance and still believe that most (if not all) of those effected will