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		 When starting or adding a new site with ccbill you always have a small window (about a week or 2) where all the other billing options are active except visa while they do their inspection. This means JCB MasterCard Discover & on line checks are the only options. 
 
I would still send some of my own traffic during this waiting period because I wanted to do some beta testing as soon as possible to test the tours out. I was quite amazed at the conversions without VISA. However after the sites passed the visa approval the conversions were significantly higher. Not sure if 65% is an accurate figure or not but it was at least 40-50% better after Visa was approved. 
 
So the bottom line is you pretty much need visa. 
		
	
		
		
		
		
		
	
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