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used them and still have a brick and mortar processing pad here.
they down alot lately, but its canadian bank (bank of montreal and banque national) so they are not running anywhere.
for the legal aspect i do not think billing anything adult , and membership for this would be legal, ( theyll let you do it but if you loose the merchant # your screwed for life)
my 0.02 cents
last email i got from them
Dear Merchants,
Please be advised that this weekend, Sunday, October 22nd, 2006 between 3:00am and 7:00am EDT, there will be a scheduled host maintenance that will affect eSELECTplus. During this time eSELECTplus will not be able to process transactions. We apologize for any inconvenience this may cause.
Regards,
eSELECTplus Support
Moneris Solutions
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