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We self pay insurance since it's rare that companies offer it any longer. More people are without it than ever. Our insurance no longer covers 'well checkups or immunizations'. Do we have shitty insurance from Geiko? No... we pay huge money for Blue Cross Blue Shield. Our doctor told us that she doesn't even take her kids to the pediatrician unless they are really really sick. Each year, coverage is less and less and rates go up and up. The US is in a health care crisis. Saving your premium sounds like a good idea in case of emergency, but in our area.. you can't get seen at a doctor unless you are covered. If you are self pay at the ER, you will be sent home earlier. Tylenols are 100 dollars each in the hospital. Bring your own. My son had pneumonia and 4 days in Children's Hospital was $35,000.
Do we need insurance in our industry.. yes and it needs to be good quality so you can see a decent doctor.
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