Quote:
Originally Posted by Slick
Yeah, that's true. I look at it this way though, I've been doing this full time for 6 years now without insurance, so 6 x $12,000 = $72,000 that I saved. In another couple of years, I'd have saved enough for heart bypass surgery, ha ha ha.
|
Yeah but the question is do you have $72,000 in the bank account to pay for the bypass?
Here is the thing about not being insured, you pay the sticker price of medical care. If you have insurance, they negotiate down what you pay. For example, a $150 visit may only cost $100, even if you are still in your deductable. Now imagine if that was $150,000 bypass.
The question about premiums depends on the size of the group and the demographics. Please visit this post
http://www.gofuckyourself.com/showthread.php?t=673116 about the group.