Look at the guy on the logo!
It looks like he has the Zoro mask over his eyes and laughing at the fool who would dare cash it.
If I were a bank teller I would worry about being stupid enough to cash this check without verifying it. I mean, if it were a bad check with a crook printed on it, just fire yourself if it happened to you.
The entire logo lacks class but the guy looking like a bandit is just gonna send up red flags to a decent teller.
Why do big companies avoid "creative logos"? Because they don't want to come out looking like idiots if they choose the wrong one.