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Credit Card revokes are usually when IBILL has been unable to connect to their clearinghouse. When that happens they do something they call "stand in processing". Basically they accept all transactions and when their connection to their clearinghouse opens back up, they run the transactions and send revoke notices for the ones that fail. The revoke notices you got are the declines you would have normally had. The argument made by IBILL is that the bandwidth draw from these bad transactions is outweighed by the revenue generated from transactions that otherwise would have been turned away. My counter to that is that we run cascading processing, and if IBILL is unable to get the job done that is why we have backups who are deserving of the business in light of a failure on their part.
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