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depending on the banks, they might freeze it for up to 1 month....
I'm at Royal Bank, and they're a class act..
got my two accounts... Canadian and USD Currency....
deposit US in the US account... or if I need it instantly in the Canadian one, deposit it there..
they use the market's current currency value to SELL Us Dollars...
usually I just go online and transfer from the Us to CDN to pay my bills... that's pretty much it...
real easy
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