|
Id go for a 20 year policy and not a 10 unless you are old.
I would also go for more than 100k, 500 or more makes the most sense.
You can lock in a cheap rate now for 20 years, and if you feel you do not need it anymore after 10, let it expire. Other side is if you do a 10 year, and want to extend it you will spend more in long run.
P.S. I am not a fan of whole life, or cash value. Just was curious.
|