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Originally Posted by selena
I just want a short term policy that would take care of things if I were to die in the next 10 years. The manchild is old enough to take care of himself, but the munchkin is only 10, and I'd want a cushion there for him.
At the risk of sounding like an ex-wife, his father isn't much of a provider.
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Why not longer term, something that builds value and just name the child as the beneficiary?