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my advice for you is the Suzuki SV650 and medical insurance
if you cant afford medical inurance, you cant afford to ride.
if you cant afford the best protective gear, you cant afford to ride.
if its too hot to wear all that gear, its too hot to ride.
The SV650 will be a great bike for learning and it its still a very potent machine for experienced riders, you'll be happy with it for a long time and hopefully wont kill or dismember yourself.
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