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All I know is I hate paying someone using ePassporte because I have to pay the load fees, not the vendor. If I pay someone using my credit card and they charge me $500, they pay the 2.5% to 3% fee directly to Visa and I only pay $500. If I pay someone $500 using ePassporte I have to pay a fee for each $50 I load into the account so I have to load more than $500 to make the payment and unless I negotiate with the vendor in advance to pay less to compensate me for the load fees, I end up paying more than he charged me.
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