I love insurance companies. At the weekend I went looking for a new car, around dealers, and a few took my fancy.
BUT... just today I got some quotes from CIS, I nearly shit my pants.
What the fuck is their problem?
Had the license for 1 year and a few months, 19 year old driver, car is kept in a locked garage overnight, no previous accidents or bumps so 1 year no claims discount, doing less than 12,000 miles per year.
First thing I saw, beautiful car...
2002 Mercedes SLK230 Roadster, 2DR
Insurance quote... just under £16,000! ( ~ $25,600 USA )
so, going down the market,
2002 Mazda MX-5 1.8i, 2DR
Insurance quote... £7000 ( ~ $11,200 USA )
so, going further down the market,
2002 Fiat Stilo 1.2 3DR
Insurance quote... £2500 ( ~ $4,000 USA )
I put in my father's details for the SLK. 36 years driving experience, no accidents or previous claims, quote came back as £492. My mother. Driving since 1976, no previous accidents or claims, £890. Unbelievable.
The first two cars, I couldn't even get the quotes online for myself 'cause it requires an "underwriter" to give a custom quote, due to my age. Or something like that. I'm sick of these small fucking cars but the insurance on larger cars is pathetic. You know, if teenage punks in XR3i's didn't all drive like complete assclowns, then there'd be less of a problem and we'd all be better off.
Are these rates even normal?
Are there any good places to get car insurance that don't charge stupid rates?