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It's become a bit worse, but with WTS we had check signups from 98, that are still recurring.
On average, a signup from 98 with a check is worth 105$ or so.
I have yet to see this with credit cards.
A % may refund, but the recurring ratio is more than outweighing it.
It's worse these days, but I still think the potential for online checks is great.
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