It's simple why sponsors do this. We use 2 different accounts (one personal, one business) to send money from.
If the amount is under $100-$200 or so, its cheaper to do a personal p2p transfer than pay the $2 per person fee assuming the affiliate has a personal account.
$2 doesnt sound like much, but even with 100 payouts a week - that's a saving of nearly $10,000 a year.
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