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Old 08-12-2006, 05:02 PM  
Sly
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Join Date: Sep 2004
Location: Austin, TX
Posts: 31,330
Well, you don't build credit by paying off your balance anyway, so if you're really worried about your credit you need to stop paying the balance off. Let it ride, pay the minimums, then once it gets high pay off a big chunk. Essentially what you'll end up doing is buying your credit, thats how it works.
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