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Originally Posted by tASSy
ePassporte lets you sign up online and hold your money in an easily accessible place. i'm sorry that the internet is *also* filled with scammers, but if ePassporte suspects fraud wouldn't you rather they pause your account and look into it first? 
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I'd rather they followed the policy of "Innocent until proven guilty". If my bank suspected my account was linked to fraud, they would contact me immediately. They would then close my account and issue me a new one until their investigation was complete. They would not freeze my assets without notification unless they had hard proof that I had committed fraud.
ePassporte managed to make itself into an extremely popular form on payment in our industry. Many people, especially those outside the US, use it to receive a large portion of their payments from affiliate programs. It's convenient to do so because it avoids the hassle, fees and time associated with paper cheques. These are benefits that ePassporte touted to us. As such, most people use their ePassporte account as their bank account. Though it may not be an actual bank account, ePassporte essentially wants us to use it as one.
Every week, there is yet another post on this board about ePassporte locking up accounts because they may have been associated with fraud, thus inconveniencing fellow webmasters who are basically denied access to their pay checks. And with every such post comes the standard reply "We're doing this to protect you". If our protection was your main goal, you'd immediately open up a new ePassporte account for the user in question and issue a new card. This is what Visa and Mastercard do.
Essentially, it seems like your company wants us to use our ePassporte account as a bank account only when it suits your needs, not ours. Seems like to best protect our accounts, us users should withdraw out funds immediately... or better yet, not use ePassporte at all.