Originally Posted by minusonebit

I'm arguing that allowing me to open an account and soliciating me to do so, then taking the money and closing the account under the guise of some fictional "fraud investigation" is a unfair and deceptive trade practice under Michigan and/or federal law. There are no funds in the acct at the moment and havent been for a month or so. I'm not arguing that they stole funds from the account or caused me a loss by not allowing me to use the card.

There is no risk to mitigate. But thats a good arguement from the defense standpoint to try. Every insurance adjust has always given it a try or three.