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Originally Posted by Nookster
md5 hash is just as good as the list itself...as anyone with md5 can run it through and get the list...so yea that would be highly illegal for you to sell/purchase a list like that. something needs to be secure about that. netbilling.com lets you run the cards through their system but you have to be using their gateway of course.
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yeah, i hear ya... i'd gladly run something through a 3rd party API however i dont want to be restricted to using their gateway (in most cases the foreign banks we've used weren't supported)
i can see it as being a free option for gateway users, or a simple paid (per trans) for option for 3rd party people that just want something to scrub against
similar to the way cybersource or maxmind fraud control work, they charge you like 2 - 5 cents per transaction and run all of these tests on the user info & geo information and return a result for you
i'm convinced that paycom or ccbills database would be significantly larger than the netbilling one... of course i'd use whats available but like "she said", i'd prefer the largest
the CRITICAL point is that their blacklists are ADULT and not just general blacklists