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i know a man that owns the largest Junkyard in Miami. He is not by any means intelligent and even further from Wise as can be. But He has 25 million dollars. He lives off of about 50k a year, has 9 kids and has yet to set up a trust or will for his kids. When he dies the estate tax will dry up a lot of what he has and his children will fight for money that he could easily put away safely for them.
He leaves his equipment out in the rain all day and night and when it rusts he simply replaces it. My dad explained that a little oil on the metal parts would keep them working and he shrugged it off.
I have a relative that is part of the Cancer research program, she's a director and lead scientist and she's by no means wealthy. She drives a Honda civic. She found a cure for cancer in Mice. She's a hero in my eyes.
You meet people every day that work hard and are intelligent individuals that don't take risks becuase they value security. They may never make it rich, but I respect that decision because it's better to keep a paycheck than to risk their childrens' future or their mortgage payment on an idea.
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