I think it's because they assume if it's someone else's fault, and the driver is uninsured, that they (your insurance company) will be out a bundle.
Anyway, who would be stupid enough to run into a guy like you? They had best maim you if they do hit you, because I am sure they would end up with the worse end of the deal when you learned they were uninsured.
NEWS REPORT: Uninsured motorist stomped by mad biker on the freeway today - witnesses described him as having long hair and a beard, oh...and he took a fisheye picture of himself with the uninsured motorist before (and after) stomping him.
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