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Old 08-01-2006, 05:18 PM  
baddog
So Fucking Banned
 
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Join Date: Apr 2001
Location: the beach, SoCal
Posts: 107,089
Damn, riding motorcycles must be more dangerous than I thought

I had neglected to get insurance on the new bike, so since I was going on my long distance trip, I figured I would probably have at least one run in with the law, so called GEICO to add the bike to my policy.

Since the bike is paid for, has a good security system, LoJack, etc I decided to just get liability insurance. One year, with 100/300 was a little under $300, no big deal. Then they offered me uninsured motorist coverage (takes care of me if an uninsured driver takes me out). I couldn't believe the difference.

With a car, UIM is a few bucks, with the bike it bumped it up to $700!!

They must figure the odds of me getting hit are pretty good.

I will have to be sure to try and limit my riding to wealthy neighborhoods where I know everyone is insured.
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