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I was a partner in a business that fucked up before I got into this industry so I have debt from that which I am paying off slowly. I could pay it off a hell of a lot quicker but I choose not.
If I dont include that then I am pretty much debt free excluding the mortgage which Ive just reduced from a 23 year term to 11 years although I will pay it off in 5 or 6. I dont really use credit anymore and only have one credit card that has a tiny limit on it and is paid off each month.
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