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Originally Posted by woj
funny thing is, I've used a bank debit card 100s of times and never had any issues like these, double charges, having to wait 30 days for charge to drop, etc etc....
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Well the bank knows 100% who you are and will have no problems getting the money back if you cheat them.
The reason we have to hold it for 30 days is that, that is the time the merchant have to complete the transaction.