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This whole industry is full of nothing but amateurs. There are very few true professionals. Many of the ones who made lots of money only did so thanks to being in the right place at the right time. Some are catching on and learning a lot about how business really should be conducted. Most aren't. The most unlucky ones will see themselves go from riches to rags in a not too distant future, much thanks to not being able to adapt to the increased competitiveness of the industry. There are many hungry newcomers with solid business knowledge. These will eventually push out the dinosaurs that don't hurry up and grow a brain before it's too late.
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Whitehat is for chumps
If you don't do it, somebody else will - true story!
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