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The truth is, NY City is the safest place I have ever lived. I've lived in most of the major cities and this is the safest. If you stay out of places you have no business going in you won't get mugged.
Unfortunately you have to live here for a while to know where those places are. For the most part Manhattan proper and the more expensive sections of all the boroughs are safe.
Harlem, deep Brooklyn, deep Queens and ALL of the Bronx are off limits to those that don't live there. Black and white.
If you have car there's less chance of being mugged. But, if you take that car to a sketchy neighborhood often you have to understand that you are being watched. If you get mugged or your car gets broken into it's by someone you've probably said hello to. Don't say hi to anyone you don't have to.
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