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Old 07-07-2006, 04:23 PM  
gregtx
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Join Date: Jan 2002
Location: Dallas, TX
Posts: 1,929
pay off the one with the highest interest rates first.. consolidate them to one card if you can.. at a lower rate.. then pay them off...

and close all but two.. one as your main (pay off each month) and one as a backup in case you need it for emergencies..

the more accounts you have open.. the more it affects your fico..
the more balances you carry the more it affects your fico..

becoming debt free was one of my big milestones.. credit cards and student loans all paid in full.. now i just have a mortgage and one lease payment..
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