Originally Posted by zigx

this is a Very good comment...

my mom did this for me RIGHT when i turned 18 and wow it helped a LOT.... im 23 and thats the only credit i have besides cingular cell phone and 1 macys card...... i was able to get a home loan and buy a condo 1 year ago with a credit score the lenders told me was very good for my age.

The loan she set up was for around 30k if i remember right... so the total amount of the loan might have helped but as this was really the only 'credit' on my credit report i think it helped a Lot. good luck man.