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Originally Posted by Validus
Get 3K, go to the bank, take out a loan for 1500, use the other 1500 as a security and reply the 1500. Do this a few time sand you should be good to go.
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this is a Very good comment...
my mom did this for me RIGHT when i turned 18 and wow it helped a LOT.... im 23 and thats the only credit i have besides cingular cell phone and 1 macys card...... i was able to get a home loan and buy a condo 1 year ago with a credit score the lenders told me was very good for my age.
The loan she set up was for around 30k if i remember right... so the total amount of the loan might have helped but as this was really the only 'credit' on my credit report i think it helped a Lot. good luck man.