Originally Posted by Rochard

None of this is true, depending on how smart you are.

You can join the military for four years and get some of the benefits for the rest of your life - GI bill and interest free home loans.

I did four years in the Marines, got my education, got my interest free home loan, and by the time I got married I was able to pay cash for it. Since then I've stayed away from credit - no real need for it unless your buying a car or a house.