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Originally Posted by Greg B
Consider that before an American leaves their teenage years, if they enter college they're required to go into debt for tens of thousands of dollars. Upon graduation they incur more debt, get married add more debt, have kids add more debt, buy home, add more debt. Add to that the wishy washy job market and lapses in time where health insurace is available. Business taxes and such and so on.
It's like if a guy take one step ahead he's two steps behind.
Is this due to inefficiency or some structured plan to keep you all in tow?
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In answer to the thread title, no. In answer to the question in your post, no. Responsible adults do relitively well in America.