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its for stuff like... if u have a 20k limit but want to buy a car worth 35k, you put 15k on it upfront ..
yes you can do this, but check with your bank because some (citibank for example) won't let you spend more than your limit in 1 day. Other institutions - such as AMEX *CREDIT* (not charge) will require notification of the transaction first.
bling bling
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