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The site you mentioned seems clean and has a PR4, so the PR0 you are experiencing is most likely not a penalty. After the next update, if this is the only site linked to you, you will probably inherit a PR3 from it.
Your comments about page ranking and influence are generally correct. The exception being if a "bad neighborhood" links to you, you have little to worry about unless you provide a reciprocal link to the "bad neighborhood".
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