Quote:
Originally posted by DjSap
You do know that cvv2's aren't that hard to get? If you steal the credit card #s from an online store then you are most likely to get the cvv2's also. Most people who chargeback porn have had their cc # stolen from an online store where they made a purchase...since more stores now require cvv2's the more carders are getting the cvv2's when they steal their db.
Cvv2's are just as much proof as the cc # itself. If you would start to require pin # on the web then most carders would get them also and it wouldn't be much proof.
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But if the banks made everyone who wanted to charge back and who had used a CVV2 report there card stolen then chargebacks would definatley drop as the hassle factor has just gone way up.
Noone is going to chargeback every month if it means they wait 2 weeks out of 4 for a new card.