Quote:
Originally posted by Rory
Does it really matter what we think is legal wording? The only thing that matters to me is being able to proccess cards, and obviously the way things are going now the industry is going the wrong way. No matter how much we argue the legal validity of the statement , if a surfer feels cheated he is able to pick up his phone and charge back. Is that fair that if its adult places charge back easier? No. Does it happen everyday? Yes. With my former merchant bank we could dispute a chargeback and provide evidence, etc. but you know what that gets you? The chargeback fee back, our merchant account still reflected the chargeback even if we dispusted it? Is that dumb? IMO Yes. Is that the way that some merchant banks work? Absolutely. I agree with everyone that says that this is totally legal and not scamming, but our opinion doesnt help the adult industry reputation of scamming folks. IMO we have to be overly clear about what the surfer is getting , I agree its stupid that 'mainstream' industries can get away with more when it comes to 'terms', but it is a fact. If you are still in denial try and step out of your webmaster role for a day and take your card out and try it out.
Rory
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hey man. i was just responding to the fella claiming that CFF was committing some kind of fraud.
i agree we need to be clear but if you think that full disclosure is going to stop chargebacks from freeloaders, you're mistaken. the problem is not with online porn or with the IPSPs. the problem is with visa:
http://www.usdoj.gov/atr/cases/indx57.htm