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Originally Posted by Tat2Jr
As a program owner I could really care less why a customer did a chargeback on a card.... I don't ever want that card accepted. It's not worth the $30 to take a chance on fucking up my CB ratio.
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Disagree. How you feel about about taking a chance has nothing to do with Paycom's denying the transaction if he didn't charge back a card to paycom. As the matter of fact, paycom won't even know if a customer charged his card back to some Ho Jo Lawn Mower LLC. CC issuing bank won't really give a free handout to paycom with that info. You may feel like or have visions or you could just simply predict who would charge you back and call paycom to stop that guy and so could rest of paycom users but not exactly be very successful cos that's not how their system works
I have chargebacked on other companies over fraud charges (like someone used my card to stay in a hotel in Honolulu where I've never been in my life) and used the same card with paycom and it went thru. I guess I should've thought about not charging back on that fraud
just in case some adult company later don't accept my card lol.