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Originally Posted by edgeprod
If it was only $100k, I wouldn't worry about it.
I just kept adding to it, not really paying attention.
I know, I've been stupid with it. studiocritic just showed me it should be earning $3,000/mo .. fuck, I thought $400/mo was awesome.
I appreciate all the help everyone's given, BTW. I am lost on this shit.
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I appreciate your candor, sounds like you are open to help. I really feel like you have to start by changing your attitude of "if it was only 100k, I wouldn't worry about it." Even that much properly placed can have a dramatic impact on the amount you'll have available for retirement. I would at least try and do some diversification and split the money up as you suggested with some held in traditional conservative places while putting other amounts in higher yielding places with a little more risk. Deciding where to put certain amounts is what a financial advisor should be able to help you with. Do you own any real estate?
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