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at least it looks like the processing deadline for ibill is Nov 15 (not Nov 1st) - something i've been asking about for the past week...
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When I talked to my ibill rep yesterday she told me that Nov 1st is the actual deadline, and they will NOT be able to register any clients past that date (previously they assured me that if I'm not registered on time but still wish to continue to do business with VISA they'll easily get me 2-3 weeks of additional time from VISA).
I classify this information as "yet another ibill's story", and reporting it as such to all the people across this board.